Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions govern the access and use of the real estate crowdlending platform operated by Molentix S.A.S. (hereinafter 'Molentix' or 'the Platform'). By accessing or using the Platform, you accept these terms in their entirety.

1. Service description

Molentix operates a digital real estate crowdlending platform that connects investors with construction and urban development projects in Argentina. We act as technological intermediaries facilitating collective participation in real estate ventures, in accordance with applicable Argentine capital markets regulations.

2. Participation requirements

To use the Platform you must be at least 18 years old, have legal capacity to contract, reside in Argentina or in a country with a financial cooperation agreement, complete the identity verification process (KYC), and comply with anti-money laundering (AML) regulations as established by the UIF.

3. How investments work

Each project published on the Platform includes detailed information about the developer, location, target amount, estimated timeline, and projected return. Investments are formalized through the subscription of a specific participation contract for each project. Molentix does not guarantee returns or financial results.

4. Investment risks

All investment carries inherent risks, including the possibility of partial or total loss of invested capital. Risks associated with real estate crowdlending include, among others: real estate market fluctuations, construction delays, regulatory changes, developer default risk, and macroeconomic factors specific to the Argentine context. Before investing, carefully evaluate your financial situation and risk tolerance.

5. Intellectual property

All content on the Platform — including texts, graphics, logos, interfaces, software, and documentation — is the property of Molentix S.A.S. or its licensors and is protected by Argentine and international intellectual property laws. Reproduction, distribution, or modification without prior written authorization is prohibited.

6. Limitation of liability

Molentix acts as a technological intermediary and does not assume responsibility for the financial outcome of published projects. The Platform is provided 'as is' and we do not grant express or implied warranties regarding the availability, accuracy, or completeness of the information. Our total liability for any claim shall not exceed the amount of commissions actually received in connection with the investment subject to the claim.

7. Applicable law and jurisdiction

These Terms are governed by the laws of the Argentine Republic, including the Civil and Commercial Code of the Nation, Law No. 26,831 on Capital Markets, and CNV resolutions. Any dispute shall be submitted to the jurisdiction of the Ordinary Courts of the Autonomous City of Buenos Aires, with the parties waiving any other venue or jurisdiction that may correspond to them.

8. Modifications

Molentix reserves the right to modify these Terms at any time. Changes will be notified to registered users at least fifteen (15) days in advance of their effective date. Continued use of the Platform after the effective date implies acceptance of the modified terms.